Homeowners like to get second mortgages when the interest rates rise, because they would rather not have to refinance their low rate 1st mortgage. Get signed up now before the lead prices increase. These are leads that come straight from the consumer online.

Americans want access to cash and 2nd mortgages are great avenues for homeowners to access cash quickly. Applicants are completing forms online for both variable rate credit lines and fixed rate 2nd mortgages.

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Refinance Leads - with the increased popularity of Pick a Payment loans starting at 1%, these mortgage leads have become a precious commodity. Don’t forget about all of the sub-prime borrowers who need to refinance their adjustable rate mortgage. Of course all of these people need a fixed rate loan, so it’s a good idea to be the 1st loan professional in their door.
Home Equity Leads - Get Prime equity loan leads from borrowers who are ready to get their loan in process. With an enormous number of Homeowners who still have variable rate HELOC’s these leads seem to be the map to get you to the "gold-mine."
Credit card debt is at record highs. The new BK laws have significantly increased the value of these leads. Help these homeowners get rid of their credit card debt with Debt Consolidation Leads that help increase your loan volume!
2nd Mortgage Leads - Get good fresh leads from homeowners who are anxious to get cash out and make home improvements or pay off debt. With the trend migrating towards higher interest rates, 2nd mortgage leads are hotter than ever!
Purchase Home Leads - With home construction booms all over the country, don’t overlook the purchase market. These people need a home loan now, and in a few months they will want to refinance the 80-20 loans that they used to finance their 1st home.